Giles Andrews, CEO and co-founder Zopa, the world’s first P2P lending and borrowing marketplace. Giles has led the company through a period of dramatic growth that has seen it established as a real threat to traditional players, reaching over 2% market share and £160m in loans. Giles spent the first ten years of his career in the motor industry pursuing his interest in all things automotive. This included co-founding Caverdale in 1992, a start-up taken to a £250m revenue motor retailer and sold in 1997. After an MBA at INSEAD he set up his own consultancy business whose clients included Tesco and Tesco Personal Finance and which also provided start up advice and early stage funding for new businesses, until co-founding Zopa in 2004.